Our Services

Trimble Wealth Advisors is powered by Mariner. This allows us to leverage the expertise of seasoned professionals in tax, trust, estate planning, investments, retirement planning, and insurance. Additionally, Mariner’s support in technology, compliance, and operations allows us to focus more on what truly matters—building strong, lasting relationships with you.

Investment Management

We will get to know you, your investment goals, your tolerance for risk and the time frame until retirement. Then we will take a proactive approach to diversify your portfolio across asset classes, including cash, fixed income and equities, and periodically review your portfolio, making adjustments as needed to align with your risk tolerance and overall objectives.

  • Diversification among multiple asset classes
  • Consideration of different styles and strategies within asset classes
  • Implementation of active and passive strategies
  • Strategic asset allocation adjustments

Financial Planning

We will partner with you to develop a customized financial plan that works for you now and over the long term. Whether it’s planning for retirement, saving for a child’s education or making charitable contributions, we will get to know you and your goals, then build a plan to help you reach them. A brief overview of our planning process can be found below.

  • Data gathering and a deep assessment of your current situation
  • Address immediate concerns – focus on risk areas
  • Collaborate to set goals and outline plans for achieving them
  • Thoughtful execution of strategic priorities – including tax strategy
  • Ongoing monitoring and modifications to your financial plan

Tax Planning

Including an effective tax strategy as part of your overall wealth and estate plan may help you maximize your savings and reach your financial goals. We will work with an experienced, in-house tax team that understands the latest regulatory issues and tax law changes to create tax-efficient strategies for you designed to minimize your tax burden.

  • Proactive, creative tax analysis and year-round planning
  • Implementation of multi-state tax strategies including residency and domicile
  • Gift and estate tax planning
  • Charitable donations

Retirement Plan Services

Helping employers create and maintain an effective corporate sponsored retirement plan is vital for employee retention as well as maintaining the wealth relationship with the business owner. We have access to a CEFEX-certified team* that can help you by creating, managing and expanding your employer-sponsored plan to fully meet the needs of your employees.

  • Plan design
  • Investment selection
  • Asset allocation
  • ERISA compliance and fiduciary services
  • IPS preparation and maintenance
  • Benchmarking and analysis
  • Employee education and financial wellness

 *Mariner is certified by The Center for Fiduciary Excellence (CEFEX) as meeting the standards described in the handbook “Prudent Practices for Investment Advisors.” The standard describes how an investment adviser assumes the responsibility for managing a client’s overall investment management process, which includes the selection, monitoring, and de-selection of investment managers, as well as developing processes to implement investment strategies and fiduciary practices on an ongoing basis. These practices also include maintaining a fiduciary checklist for each client to ensure proper fiduciary governance and compliance with ERISA and implementing best practices as described by the Department of Labor. 

Estate Planning and Trust Services

The legacy you leave is about more than assets. It reflects your values, your priorities, and the people and causes you care about most. We work with you, your family, and your estate attorney to create a plan designed to carry out your wishes, minimize taxes, and pass on your wealth efficiently, whether to your children, your grandchildren, or the charitable causes close to your heart.

  • Review and coordination of wills, trusts and beneficiary designations
  • Collaboration with your estate attorney and tax professionals
  • Trust planning, review and ongoing management
  • Charitable planning and gifting strategies
  • Generation-skipping and multigenerational wealth transfer strategies
  • Self-settled trusts for asset protection and efficient distribution
  • Planning to help prepare your family for a smooth transition.

Business Transition and Exit Planning

For many business owners, selling or transitioning may be the most significant financial decision they will ever make. Our team helps you prepare well before the day comes: understanding what your business is worth, building its value, and aligning your personal financial goals with what you’ve created. Through Mariner, we also have access to specialists in mergers and acquisitions, business valuation, and tax planning, so you have experienced guidance from the first conversation through the transition and beyond.

  • Exit planning and transition strategy
  • Business valuation for planning, transactions, tax and legal purposes
  • Sell-side and buy-side M&A advisory services
  • Succession planning and buy-sell agreements
  • Tax planning before, during and after a sale
  • Planning for the proceeds of a sale, including investment, retirement, and estate strategies
  • Coordination with your attorneys, accountants and other advisors

Retirement Plan Consulting

A strong retirement plan helps you attract and retain good people while helping put your employees on the path to long-term financial security. We help business owners design, manage and improve their company retirement plans, handling the fiduciary and administrative burden so you can stay focused on running your business.

For your employees, we offer education and one-on-one guidance in plain, straightforward language, with the same care we bring to our individual clients.

  • Plan design, review, and implementation
  • ERISA §3(38) investment management and §3(21) co-fiduciary services
  • Investment policy statement development
  • Fiduciary education for plan trustees and investment committees
  • Fee benchmarking, vendor searches and service provider support
  • Regulatory compliance reviews
  • Participant education, including one-on-one guidance
  • Online tools and resources for plan participants

Investment advisory services are offered through Mariner Platform Solutions (MPS); affiliates of MPS may provide other services listed and they may be subject to additional fees. Some advisors are licensed insurance agents and may be compensated for selling insurance-related products through an affiliated or unaffiliated insurance agency.

Asset allocation, diversification and other investment strategies cannot ensure a profit or protect against loss in a declining market. Investing involves risk, including the potential loss of principal.  There is no guarantee that any investment or planning strategy will be successful.